{"id":115,"date":"2023-11-15T15:22:30","date_gmt":"2023-11-15T08:22:30","guid":{"rendered":"https:\/\/xuhuongai.com\/?p=115"},"modified":"2023-11-18T12:21:15","modified_gmt":"2023-11-18T05:21:15","slug":"lam-cach-nao-ma-ai-tao-sinh-co-the-cai-thien-an-ninh-mang","status":"publish","type":"post","link":"https:\/\/xuhuongai.com\/?p=115","title":{"rendered":"L\u00e0m c\u00e1ch n\u00e0o m\u00e0 AI t\u1ea1o sinh c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n an ninh m\u1ea1ng"},"content":{"rendered":"\n
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B\u1ea3n tin \u0111\u01b0\u1ee3c d\u1ecbch v\u00e0 t\u00f3m t\u1eaft b\u1edfi n\u1ec1n t\u1ea3ng t\u1ea1o tr\u1ee3 l\u00fd AI – KamiMind<\/a>.<\/p>\nNgu\u1ed3n: Louis Columbus, “PayPal\u2019s CISO on how generative AI can improve cybersecurity<\/a>“, VentureBeat, 7\/11\/2023.<\/cite><\/blockquote>\n\n\n

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\u1ea2nh minh h\u1ecda. Ngu\u1ed3n: PayPal<\/figcaption><\/figure>\n<\/div>\n\n\n

Trong m\u1ed9t cu\u1ed9c ph\u1ecfng v\u1ea5n g\u1ea7n \u0111\u00e2y v\u1edbi Assaf Keren, Gi\u00e1m \u0111\u1ed1c An ninh Th\u00f4ng tin (CISO) v\u00e0 Ph\u00f3 Ch\u1ee7 t\u1ecbch Qu\u1ea3n l\u00fd An ninh Th\u00f4ng tin doanh nghi\u1ec7p t\u1ea1i PayPal, \u0111\u00e3 ti\u1ebft l\u1ed9 r\u1eb1ng chi\u1ebfn l\u01b0\u1ee3c an ninh m\u1ea1ng c\u1ee7a PayPal d\u1ef1a tr\u00ean tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o \u0111ang mang l\u1ea1i k\u1ebft qu\u1ea3 t\u00edch c\u1ef1c. Trong qu\u00fd g\u1ea7n nh\u1ea5t c\u1ee7a c\u00f4ng ty, h\u1ecd b\u00e1o c\u00e1o doanh thu l\u00e0 7,3 t\u1ef7 USD, v\u1edbi s\u1ef1 t\u0103ng tr\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 trong doanh s\u1ed1 giao d\u1ecbch v\u00e0 doanh thu t\u1eeb d\u1ecbch v\u1ee5 c\u00f3 gi\u00e1 tr\u1ecb th\u00eam. T\u1ed5ng l\u01b0u l\u01b0\u1ee3ng thanh to\u00e1n c\u1ee7a PayPal t\u0103ng 11%, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi s\u1ef1 t\u0103ng tr\u01b0\u1edfng 10% trong s\u1ed1 giao d\u1ecbch, trong khi chi ph\u00ed kh\u00f4ng li\u00ean quan \u0111\u1ebfn giao d\u1ecbch gi\u1ea3m \u0111i 11%. M\u1eb7c d\u00f9 c\u00f3 \u1ea3nh h\u01b0\u1edfng 1,2 t\u1ef7 USD t\u1eeb c\u00e1c kho\u1ea3n vay li\u00ean quan \u0111\u1ebfn vi\u1ec7c b\u00e1n BNPL \u0111ang ch\u1edd duy\u1ec7t, PayPal v\u1eabn t\u1ea1o ra l\u01b0u l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t t\u1ef1 do m\u1ea1nh m\u1ebd v\u00e0 tr\u1ea3 l\u1ea1i 1,5 t\u1ef7 USD cho c\u1ed5 \u0111\u00f4ng. Vi\u1ec7c s\u1eed d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, m\u00e1y h\u1ecdc v\u00e0 m\u00f4 h\u00ecnh h\u1ecdc s\u00e2u \u0111\u00e3 \u0111\u00f3ng g\u00f3p v\u00e0o vi\u1ec7c gi\u1ea3m 11% l\u1ed7, ch\u1ee9ng t\u1ecf gi\u00e1 tr\u1ecb c\u1ee7a tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o khi \u00e1p d\u1ee5ng quy m\u00f4 l\u1edbn. Trong cu\u1ed9c ph\u1ecfng v\u1ea5n, Keren th\u1ea3o lu\u1eadn v\u1ec1 c\u00e1ch tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o s\u00e1ng t\u1ea1o c\u00f3 th\u1ec3 n\u00e2ng cao an ninh m\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng. Anh c\u0169ng nh\u1ea5n m\u1ea1nh s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a vi\u1ec7c \u0111\u00e1nh gi\u00e1 v\u00e0 tri\u1ec3n khai c\u1ea9n th\u1eadn tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o s\u00e1ng t\u1ea1o, xem x\u00e9t c\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 ch\u1ea5t l\u01b0\u1ee3ng d\u1eef li\u1ec7u, an ninh, quy\u1ec1n ri\u00eang t\u01b0 v\u00e0 tu\u00e2n th\u1ee7. Keren nh\u1ea5n m\u1ea1nh r\u1eb1ng vi\u1ec7c s\u1eed d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o \u0111\u00e3 gi\u1ea3m \u0111\u00e1ng k\u1ec3 t\u1ef7 l\u1ec7 l\u1ed7 c\u1ee7a PayPal v\u00e0 \u0111\u00e3 gi\u00fap h\u1ecd nhanh ch\u00f3ng th\u00edch \u1ee9ng v\u1edbi c\u00e1c m\u00f4 h\u00ecnh gian l\u1eadn thay \u0111\u1ed5i. C\u00f4ng ty \u0111ang t\u00edch c\u1ef1c kh\u00e1m ph\u00e1 ti\u1ec1m n\u0103ng c\u1ee7a tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o t\u1ea1o sinh \u0111\u1ec3 n\u00e2ng cao hi\u1ec7u su\u1ea5t, an ninh v\u00e0 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, c\u0169ng nh\u01b0 th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng kinh doanh trong b\u1ed1i c\u1ea3nh ng\u00e0nh c\u00f4ng nghi\u1ec7p c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh \u0111ang ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng.<\/p>\n\n\n\n

B\u1ea3n t\u00f3m t\u1eaft ti\u1ebfng Anh<\/summary>\n

In a recent interview with Assaf Keren, the CISO and VP of enterprise cybersecurity at PayPal, it was revealed that PayPal’s AI-driven cybersecurity strategy is yielding positive results. In the company’s latest quarter, they reported $7.3 billion in revenue, with solid gains in transaction growth and value-added services revenue. PayPal’s total payment volume grew 11%, supported by 10% transaction growth, while non-transaction costs declined by 11%. Despite a $1.2 billion impact from loans for the pending BNPL sale, PayPal generated strong free cash flow and returned $1.5 billion to shareholders. The company’s use of AI, machine learning, and deep learning models has contributed to an 11% reduction in losses, indicating the value of AI at scale. In the interview, Keren discusses how generative AI can enhance security without compromising the customer experience. He also emphasizes the need to carefully evaluate and deploy gen AI, considering factors like data quality, security, privacy, and compliance. Keren highlights that PayPal’s use of AI has significantly reduced their loss rate and has enabled them to rapidly adapt to changing fraud patterns. The company is actively exploring the potential of gen AI to enhance efficiency, security, and customer experience, as well as drive business growth in the rapidly evolving financial technology landscape.<\/p>\n<\/details>\n\n\n\n

B\u1ea3n d\u1ecbch Anh – Vi\u1ec7t<\/summary>\n

VentureBeat g\u1ea7n \u0111\u00e2y \u0111\u00e3 tr\u00f2 chuy\u1ec7n (tr\u1ef1c tuy\u1ebfn) v\u1edbi Assaf Keren, CISO v\u00e0 Ph\u00f3 Ch\u1ee7 t\u1ecbch Qu\u1ea3n l\u00fd An ninh doanh nghi\u1ec7p t\u1ea1i PayPal. S\u1ef1 nghi\u1ec7p c\u1ee7a Keren t\u1ea1i PayPal k\u00e9o d\u00e0i t\u00e1m n\u0103m v\u00e0 bao g\u1ed3m m\u1ed9t c\u01a1 s\u1edf r\u1ed9ng l\u1edbn v\u1ec1 kinh nghi\u1ec7m x\u00e2y d\u1ef1ng c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o m\u1eadt, qu\u1ea3n l\u00fd c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng b\u1ea3o m\u1eadt v\u00e0 t\u1ea1o v\u00e0 l\u00e3nh \u0111\u1ea1o c\u00e1c d\u1ecbch v\u1ee5 b\u1ea3o m\u1eadt.<\/p>\n\n\n\n

Tr\u01b0\u1edbc khi v\u00e0o l\u00e0m vi\u1ec7c t\u1ea1i PayPal, Keren \u0111\u00e3 th\u00e0nh l\u1eadp hai c\u00f4ng ty kh\u1edfi nghi\u1ec7p b\u1ea3o m\u1eadt m\u1ea1ng, l\u00e0m Tr\u01b0\u1edfng ph\u00f2ng Qu\u1ea3n l\u00fd s\u1ea3n ph\u1ea9m an ninh t\u1ea1i Verint v\u00e0 l\u00e0 CISO cho C\u1ee5c Ch\u00ednh ph\u1ee7 \u0111i\u1ec7n t\u1eed Israel (B\u1ed9 T\u00e0i ch\u00ednh).<\/p>\n\n\n\n

Chi\u1ebfn l\u01b0\u1ee3c b\u1ea3o m\u1eadt m\u1ea1ng \u0111\u1ed9ng l\u1ef1c AI c\u1ee7a PayPal \u0111ang tr\u1edf n\u00ean hi\u1ec7u qu\u1ea3.<\/p>\n\n\n\n

Cho qu\u00fd m\u1edbi nh\u1ea5t (qu\u00fd Q2 FY 2023), PayPal b\u00e1o c\u00e1o doanh thu 7,3 t\u1ef7 \u0111\u00f4 la, t\u0103ng 7% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc, ho\u1eb7c 8% tr\u00ean c\u01a1 s\u1edf kh\u00f4ng \u1ea3nh h\u01b0\u1edfng c\u1ee7a t\u1ef7 gi\u00e1 ngo\u1ea1i t\u1ec7 (FXN). S\u1ef1 t\u0103ng tr\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 v\u1ec1 giao d\u1ecbch 5% v\u00e0 t\u0103ng 37% v\u1ec1 doanh thu d\u1ecbch v\u1ee5 gia t\u0103ng \u0111\u00e3 \u0111\u00f3ng g\u00f3p v\u00e0o m\u1ed9t qu\u00fd m\u1ea1nh m\u1ebd. PayPal k\u1ebft th\u00fac n\u0103m d\u01b0\u01a1ng l\u1ecbch 2022 v\u1edbi doanh thu 27,5 t\u1ef7 \u0111\u00f4 la v\u00e0 c\u00f3 t\u1ef7 l\u1ec7 doanh thu ch\u1ea1y trong 12 th\u00e1ng g\u1ea7n nh\u1ea5t (TTM) l\u00e0 28,5 t\u1ef7 \u0111\u00f4 la.<\/p>\n\n\n\n

T\u1ed5ng kh\u1ed1i l\u01b0\u1ee3ng thanh to\u00e1n c\u1ee7a PayPal t\u0103ng 11%, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi t\u0103ng tr\u01b0\u1edfng giao d\u1ecbch 10%, trong khi vi\u1ec7c ki\u1ec3m so\u00e1t chi ph\u00ed ch\u1eb7t ch\u1ebd \u0111\u00e3 gi\u1ea3m 11% chi ph\u00ed kh\u00f4ng li\u00ean quan \u0111\u1ebfn giao d\u1ecbch. M\u1eb7c d\u00f9 b\u1ecb \u1ea3nh h\u01b0\u1edfng 1,2 t\u1ef7 \u0111\u00f4 la t\u1eeb c\u00e1c kho\u1ea3n vay ph\u00e1t sinh t\u1eeb vi\u1ec7c b\u00e1n BNPL \u0111ang ch\u1edd, PayPal \u0111\u00e3 t\u1ea1o ra d\u00f2ng ti\u1ec1n m\u1eb7t t\u1ef1 do m\u1ea1nh m\u1ebd v\u00e0 tr\u1ea3 l\u1ea1i 1,5 t\u1ef7 \u0111\u00f4 la cho c\u1ed5 \u0111\u00f4ng. Nh\u00ecn chung, PayPal \u0111\u00e3 cho th\u1ea5y s\u1ef1 t\u0103ng tr\u01b0\u1edfng kh\u1ed1i l\u01b0\u1ee3ng v\u00e0 t\u01b0\u01a1ng t\u00e1c ng\u01b0\u1eddi d\u00f9ng kh\u1ecfe m\u1ea1nh, l\u1ee3i nhu\u1eadn c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 v\u00e0 ti\u1ebfn b\u1ed9 v\u1ec1 c\u00e1c s\u00e1ng ki\u1ebfn chi\u1ebfn l\u01b0\u1ee3c.<\/p>\n\n\n\n

N\u1ed5i ti\u1ebfng v\u1edbi s\u1ef1 chuy\u00ean m\u00f4n s\u00e2u s\u1eafc trong vi\u1ec7c s\u1eed d\u1ee5ng AI, h\u1ecdc m\u00e1y (ML) v\u00e0 t\u1ed1c \u0111\u1ed9 \u0111\u00e0o t\u1ea1o v\u00e0 tri\u1ec3n khai c\u00e1c m\u00f4 h\u00ecnh h\u1ecdc s\u00e2u \u0111\u1ec3 t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt m\u1ea1ng v\u00e0 gi\u1ea3m gian l\u1eadn, vi\u1ec7c gi\u1ea3m 11% t\u1ef7 l\u1ec7 thi\u1ec7t h\u1ea1i trong qu\u00fd g\u1ea7n \u0111\u00e2y c\u1ee7a PayPal trong b\u1ed1i c\u1ea3nh kh\u1ed1i l\u01b0\u1ee3ng t\u0103ng \u0111ang cho th\u1ea5y AI \u0111ang cung c\u1ea5p gi\u00e1 tr\u1ecb theo t\u1ef7 l\u1ec7. \u0110\u1ea1t \u0111\u01b0\u1ee3c s\u1ef1 gi\u1ea3m thi\u1ec7t h\u1ea1i hai ch\u1eef s\u1ed1 th\u00f4ng qua qu\u1ea3n l\u00fd r\u1ee7i ro c\u1ea3i thi\u1ec7n cho th\u1ea5y c\u00e1c ph\u00f2ng v\u1ec7 b\u1ea3o m\u1eadt m\u1ea1ng \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi AI, c\u00e1c m\u00f4 h\u00ecnh ph\u00e1t hi\u1ec7n gian l\u1eadn v\u00e0 qu\u1ea3n l\u00fd r\u1ee7i ro \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi AI \u0111ang gi\u1ea3m thi\u1ec3u c\u00e1c thi\u1ec7t h\u1ea1i trong giao d\u1ecbch.<\/p>\n\n\n\n

Sau \u0111\u00e2y l\u00e0 m\u1ed9t \u0111o\u1ea1n tr\u00edch t\u1eeb cu\u1ed9c ph\u1ecfng v\u1ea5n c\u1ee7a VentureBeat v\u1edbi Keren.<\/p>\n\n\n\n

VB: L\u00e0m th\u1ebf n\u00e0o GenAI c\u00f3 th\u1ec3 t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt m\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng ti\u00eau c\u1ef1c \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng?<\/p>\n\n\n\n

Keren: Trong khi AI gen c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng b\u1edfi nh\u1eefng k\u1ebb t\u1ea5n c\u00f4ng v\u1edbi m\u1ee5c \u0111\u00edch x\u1ea5u nh\u01b0 t\u1ea1o ra nh\u1eadn d\u1ea1ng gi\u1ea3 ho\u1eb7c t\u1ea1o ra c\u00e1c bi\u1ebfn th\u1ec3 ph\u1ea7n m\u1ec1m \u0111\u1ed9c h\u1ea1i v\u01b0\u1ee3t qua c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt truy\u1ec1n th\u1ed1ng, n\u00f3 c\u0169ng s\u1ebd trao quy\u1ec1n cho c\u00e1c t\u1ed5 ch\u1ee9c ch\u00fa tr\u1ecdng \u0111\u1ebfn b\u1ea3o m\u1eadt nh\u01b0 PayPal \u0111\u1ec3 kh\u00e1m ph\u00e1 c\u00e1c c\u01a1 ch\u1ebf ph\u00f2ng v\u1ec7 d\u1ef1a tr\u00ean GenAI, ch\u1eb3ng h\u1ea1n nh\u01b0 h\u1ec7 th\u1ed1ng ph\u00e1t hi\u1ec7n m\u1ed1i \u0111e d\u1ecda t\u1ef1 \u0111\u1ed9ng th\u1ebf h\u1ec7 ti\u1ebfp theo v\u00e0 kh\u1ea3 n\u0103ng ph\u1ea3n \u1ee9ng. Ch\u00fang t\u00f4i lu\u00f4n \u0111\u1eb7t b\u1ea3o m\u1eadt v\u00e0o trung t\u00e2m c\u1ee7a nh\u1eefng g\u00ec ch\u00fang t\u00f4i l\u00e0m v\u00e0 x\u00e2y d\u1ef1ng c\u00e1c s\u1ea3n ph\u1ea9m v\u1edbi s\u1ef1 b\u1ea3o m\u1eadt \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf trong t\u00e2m tr\u00ed. V\u1edbi GenAI, s\u1ebd c\u00f3 c\u01a1 h\u1ed9i \u0111\u1ec3 m\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng c\u1ee7a ch\u00fang t\u00f4i, lo\u1ea1i b\u1ecf ma s\u00e1t v\u00e0 t\u1ea1o ra gi\u00e1 tr\u1ecb kh\u00e1ch h\u00e0ng l\u1edbn h\u01a1n.<\/p>\n\n\n\n

VB: Nh\u1eefng r\u1ee7i ro li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng GenAI l\u00e0 g\u00ec v\u00e0 l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 gi\u1ea3m thi\u1ec3u ch\u00fang cho c\u00e1c n\u1ec1n t\u1ea3ng x\u1eed l\u00fd m\u1ed9t l\u01b0\u1ee3ng l\u1edbn d\u1eef li\u1ec7u ri\u00eang t\u01b0?<\/p>\n\n\n\n

Keren: GenAI, gi\u1ed1ng nh\u01b0 b\u1ea5t k\u1ef3 c\u00f4ng ngh\u1ec7 m\u1edbi n\u00e0o, ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 c\u1ea9n th\u1eadn v\u00e0 tri\u1ec3n khai v\u1edbi an to\u00e0n v\u00e0 tr\u00e1ch nhi\u1ec7m l\u00e0m \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u. C\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u01b0 ch\u1ea5t l\u01b0\u1ee3ng d\u1eef li\u1ec7u, s\u1edf h\u1eefu tr\u00ed tu\u1ec7, b\u1ea3o m\u1eadt, ri\u00eang t\u01b0 v\u00e0 tu\u00e2n th\u1ee7 quy\u1ec1n ri\u00eang t\u01b0 l\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng c\u1ea7n \u0111\u01b0\u1ee3c xem x\u00e9t. \u0110\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro, quan tr\u1ecdng l\u00e0 c\u00e1c nh\u00e0 l\u00e3nh \u0111\u1ea1o c\u00f4ng ngh\u1ec7 ph\u1ea3i xem x\u00e9t k\u1ef9 l\u01b0\u1ee1ng c\u00e1c chi\u1ec1u n\u00e0y tr\u01b0\u1edbc khi tri\u1ec3n khai GenAI \u0111\u1ec3 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng v\u00e0 duy tr\u00ec ni\u1ec1m tin c\u1ee7a h\u1ecd. Thay \u0111\u1ed5i c\u00e1ch ch\u00fang ta suy ngh\u0129 v\u1ec1 vi\u1ec7c ki\u1ec3m tra v\u00e0 b\u1ea3o m\u1eadt t\u1ea5n c\u00f4ng \u0111\u1ec3 bao g\u1ed3m c\u00e1c m\u1eabu t\u1ea5n c\u00f4ng nh\u01b0 ti\u00eam l\u1ec7nh, ki\u1ec3m tra \u0111\u1ed9 l\u1ec7ch v\u00e0 x\u00e1c \u0111\u1ecbnh n\u01a1i m\u00f4 h\u00ecnh t\u1ea1o ra nh\u1eefng \u0111i\u1ec1u kh\u00f4ng th\u1eadt s\u1ef1 gi\u00fap tri\u1ec3n khai GenAI theo c\u00e1ch c\u00f3 l\u1ee3i cho kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

VB: GenAI c\u00f3 th\u1ec3 gi\u00fap ph\u00e1t hi\u1ec7n gian l\u1eadn kh\u00f4ng? N\u1ebfu c\u00f3, l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 x\u00e1c nh\u1eadn t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a n\u00f3?<\/p>\n\n\n\n

Keren: C\u00f3, v\u00e0 m\u1ed9t m\u1ee9c \u0111\u1ed9 n\u00e0o \u0111\u00f3, n\u00f3 \u0111\u00e3 l\u00e0m \u0111\u01b0\u1ee3c. PayPal \u0111\u00e3 s\u1edbm \u00e1p d\u1ee5ng AI, v\u00e0 ch\u00fang t\u00f4i \u0111\u00e3 x\u00e2y d\u1ef1ng kh\u1ea3 n\u0103ng v\u00e0 chuy\u00ean m\u00f4n v\u1ec1 AI c\u1ee7a ch\u00fang t\u00f4i trong h\u01a1n m\u1ed9t th\u1eadp k\u1ef7. Ch\u00fang t\u00f4i \u0111\u00e3 s\u1eed d\u1ee5ng h\u1ecdc s\u00e2u d\u1ef1a tr\u00ean transformer trong nhi\u1ec1u n\u0103m, \u0111\u00f3 l\u00e0 c\u00f4ng ngh\u1ec7 ch\u00ednh sau c\u00e1c m\u00f4 h\u00ecnh ng\u00f4n ng\u1eef l\u1edbn (LLM) nh\u01b0 ChatGPT. Hi\u1ec7n nay, ch\u00fang t\u00f4i s\u1eed d\u1ee5ng AI v\u00e0 ML tr\u00ean nhi\u1ec1u l\u0129nh v\u1ef1c r\u1ed9ng trong kinh doanh c\u1ee7a ch\u00fang t\u00f4i, bao g\u1ed3m gi\u1ea3m l\u01b0\u1ee3ng gian l\u1eadn, b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng, d\u1ecbch v\u1ee5 c\u00e1 nh\u00e2n, qu\u1ea3n l\u00fd r\u1ee7i ro v\u00e0 \u0111\u1ea9y m\u1ea1nh th\u01b0\u01a1ng m\u1ea1i to\u00e0n c\u1ea7u.<\/p>\n\n\n\n

VB: B\u1ea1n c\u00f3 th\u1ec3 chia s\u1ebb c\u00e1c k\u1ebft qu\u1ea3 m\u00e0 PayPal \u0111\u1ea1t \u0111\u01b0\u1ee3c b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng AI \u0111\u1ec3 ph\u00e1t hi\u1ec7n gian l\u1eadn kh\u00f4ng?<\/p>\n\n\n\n

Keren: \u0110i\u1ec1u n\u00e0y \u0111\u00e3 t\u1ea1o ra t\u00e1c \u0111\u1ed9ng to l\u1edbn: t\u1eeb n\u0103m 2019 \u0111\u1ebfn 2022, v\u00e0o th\u1eddi \u0111i\u1ec3m kh\u1ed1i l\u01b0\u1ee3ng thanh to\u00e1n h\u00e0ng n\u0103m c\u1ee7a ch\u00fang t\u00f4i g\u1ea7n g\u1ea5p \u0111\u00f4i t\u1eeb 712 t\u1ef7 \u0111\u00f4 la \u0111\u1ebfn 1,36 ngh\u00ecn t\u1ef7 \u0111\u00f4 la, ch\u00fang t\u00f4i \u0111\u00e3 c\u1eaft gi\u1ea3m t\u1ef7 l\u1ec7 thi\u1ec7t h\u1ea1i g\u1ea7n m\u1ed9t n\u1eeda, m\u1ed9t ph\u1ea7n nh\u1edd v\u00e0o s\u1ef1 ti\u1ebfn b\u1ed9 c\u1ee7a ch\u00fang t\u00f4i trong thu\u1eadt to\u00e1n v\u00e0 c\u00f4ng ngh\u1ec7 AI.<\/p>\n\n\n\n

Ng\u00e0y nay, v\u1edbi s\u1ef1 ti\u1ebfn b\u1ed9 c\u1ee7a ch\u00fang t\u00f4i trong l\u0129nh v\u1ef1c AI, ch\u00fang t\u00f4i c\u00f3 th\u1ec3 nhanh ch\u00f3ng th\u00edch nghi v\u1edbi c\u00e1c m\u00f4 h\u00ecnh gian l\u1eadn thay \u0111\u1ed5i \u0111\u1ec3 b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng c\u1ee7a ch\u00fang t\u00f4i. C\u00e1c m\u00f4 h\u00ecnh h\u1ecdc s\u00e2u c\u1ee7a PayPal c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c hu\u1ea5n luy\u1ec7n v\u00e0 tri\u1ec3n khai trong v\u00f2ng 2 \u0111\u1ebfn 3 tu\u1ea7n v\u00e0 th\u1eadm ch\u00ed c\u00f2n nhanh h\u01a1n cho c\u00e1c thu\u1eadt to\u00e1n \u0111\u01a1n gi\u1ea3n h\u01a1n. \u0110i\u1ec1u n\u00e0y cho ph\u00e9p ch\u00fang t\u00f4i hu\u1ea5n luy\u1ec7n m\u00f4 h\u00ecnh v\u1edbi d\u1eef li\u1ec7u s\u1ea3n xu\u1ea5t m\u1edbi nh\u1ea5t, t\u00edch h\u1ee3p c\u00e1c m\u00f4 h\u00ecnh gian l\u1eadn m\u1edbi v\u00e0 t\u00edch h\u1ee3p ph\u1ea3n h\u1ed3i t\u1eeb c\u00e1c nh\u00e2n vi\u00ean n\u1ed9i b\u1ed9 v\u00e0 kh\u00e1ch h\u00e0ng PayPal.<\/p>\n\n\n\n

VB: L\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh thay \u0111\u1ed5i nhanh ch\u00f3ng l\u00e0m th\u1ebf n\u00e0o \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c \u00e1p d\u1ee5ng chi\u1ebfn l\u01b0\u1ee3c GenAI?<\/p>\n\n\n\n

Keren: L\u00e0 m\u1ed9t c\u00f4ng ty v\u1edbi g\u1ea7n 430 tri\u1ec7u t\u00e0i kho\u1ea3n ho\u1ea1t \u0111\u1ed9ng v\u00e0 35 tri\u1ec7u nh\u00e0 cung c\u1ea5p tr\u00ean m\u1ea1ng hai chi\u1ec1u c\u1ee7a ch\u00fang t\u00f4i, ch\u00fang t\u00f4i nh\u1eadn th\u1ea5y ti\u1ec1m n\u0103ng to l\u1edbn trong s\u1ee9c m\u1ea1nh c\u1ee7a AI \u0111\u1ec3 t\u1ea1o ra th\u1ebf h\u1ec7 thanh to\u00e1n v\u00e0 th\u01b0\u01a1ng m\u1ea1i ti\u1ebfp theo. Ng\u00e0y nay, PayPal s\u1edf h\u1eefu h\u01a1n 200 petabyte d\u1eef li\u1ec7u thanh to\u00e1n – d\u1eef li\u1ec7u quan tr\u1ecdng cho l\u1ee3i th\u1ebf c\u1ea1nh tranh c\u1ee7a ch\u00fang t\u00f4i mang nh\u1eefng hi\u1ec3u bi\u1ebft to l\u1edbn v\u00e0 ti\u1ec1m n\u0103ng to l\u1edbn \u0111\u1ec3 th\u00fac \u0111\u1ea9y tr\u1ea3i nghi\u1ec7m th\u01b0\u01a1ng m\u1ea1i t\u1ed1t h\u01a1n cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 nh\u00e0 cung c\u1ea5p.<\/p>\n\n\n\n

Ch\u00fang t\u00f4i \u0111ang t\u00edch c\u1ef1c \u0111\u00e1nh gi\u00e1 GenAI v\u00e0 t\u00e1c \u0111\u1ed9ng ti\u1ec1m n\u0103ng c\u1ee7a n\u00f3 \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p v\u00e0 c\u1ea3nh quan c\u1ea1nh tranh, v\u00e0 ch\u00fang t\u00f4i \u0111ang cho ph\u00e9p c\u00e1c nh\u00f3m n\u1ed9i b\u1ed9 xem x\u00e9t vi\u1ec7c GenAI c\u00f3 th\u1ec3 t\u0103ng c\u01b0\u1eddng hi\u1ec7u su\u1ea5t, t\u0103ng c\u01b0\u1eddng b\u1ea3o m\u1eadt, c\u1ea3i thi\u1ec7n tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, b\u1ea3o v\u1ec7 kh\u00e1ch h\u00e0ng v\u00e0 ph\u00e1t tri\u1ec3n doanh nghi\u1ec7p c\u1ee7a ch\u00fang t\u00f4i.<\/p>\n<\/details>\n","protected":false},"excerpt":{"rendered":"

Trong m\u1ed9t cu\u1ed9c ph\u1ecfng v\u1ea5n g\u1ea7n \u0111\u00e2y v\u1edbi Assaf Keren, Gi\u00e1m \u0111\u1ed1c An ninh Th\u00f4ng tin (CISO) v\u00e0 Ph\u00f3 Ch\u1ee7 t\u1ecbch Qu\u1ea3n l\u00fd An ninh Th\u00f4ng tin doanh nghi\u1ec7p t\u1ea1i PayPal, \u0111\u00e3 ti\u1ebft l\u1ed9 r\u1eb1ng chi\u1ebfn l\u01b0\u1ee3c an ninh m\u1ea1ng c\u1ee7a PayPal d\u1ef1a tr\u00ean tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o \u0111ang mang l\u1ea1i k\u1ebft qu\u1ea3 t\u00edch c\u1ef1c.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[54,33,53,32,10],"class_list":["post-115","post","type-post","status-publish","format-standard","hentry","category-ai-news","tag-ai-tao-sinh","tag-an-ninh-mang","tag-genai","tag-paypal","tag-tri-tue-nhan-tao"],"_links":{"self":[{"href":"https:\/\/xuhuongai.com\/index.php?rest_route=\/wp\/v2\/posts\/115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xuhuongai.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/xuhuongai.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/xuhuongai.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/xuhuongai.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=115"}],"version-history":[{"count":9,"href":"https:\/\/xuhuongai.com\/index.php?rest_route=\/wp\/v2\/posts\/115\/revisions"}],"predecessor-version":[{"id":450,"href":"https:\/\/xuhuongai.com\/index.php?rest_route=\/wp\/v2\/posts\/115\/revisions\/450"}],"wp:attachment":[{"href":"https:\/\/xuhuongai.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/xuhuongai.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/xuhuongai.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}